Assisted Living in Pensacola, FL

Key Takeaways on Assisted Living in Pensacola

  • The monthly cost of assisted living in Pensacola is $4,323. This is more expensive than the Florida average monthly cost of $4,000
  • There are several ways older adults can find help to cover the costs of assisted living in Pensacola, including personal savings, long-term care insurance, and Medicare or Medicaid
  • Taking the time to tour assisted living facilities in Pensacola and asking questions is essential to finding the right fit for you or your loved one.
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Assisted Living in Pensacola: The Big Picture

Assisted living in Florida

Assisted living facilities offer support for older adults who seek social interaction and value their independence, but may need help with some or all activities of daily living (ADLs) such as bathing, dressing, or eating. Those who are interested in moving to an assisted living community in Pensacola will find they have several options.

The National Center for Assisted Living reported that the state of Florida has 1,674 assisted living communities. Throughout the state, 45% of assisted living residents are over the age of 85, and 24% of residents rely on Medicaid for their long-term care.

Cost and Financial Considerations for Assisted Living in Pensacola

When you’re picking an assisted living facility, the most important thing is to make sure you or your loved one will get great care and feel comfortable. But, assisted living can be pricey, so we need to talk about money too. Here’s a rundown of the costs and how to pay for them.

Comparing the Cost of Assisted Living in Pensacola

The average monthly cost of assisted living in Pensacola is about $4,323, which is more expensive than the average monthly cost of assisted living in Florida, which is $4,000. Assisted living in Pensacola is more expensive than the national average, which is $4,500.

The Cost of Other Types of Senior Care in Pensacola

Assisted living offers three daily shared meals, social activities, assistance with medication management, and help with some daily activities. Most assisted living facilities do not provide skilled nursing. Keep in mind that there are different types of senior living and long-term care. You or your loved one might require more or less care than what is available in assisted living, and you may choose to age in your own home rather than a residential community.

In the table below, learn what you can expect to pay for other types of senior care in Florida. Keep in mind that Medicare can be used to pay for some home health aide services, and Medicaid will often cover the cost of long-term care in a nursing home. In some cases, Medicaid will cover all or part of the cost of assisted living.

Type of Care Median Monthly Cost
Home Health Aide $4,767
Adult Day Health Care $1,517
Assisted Living Facility $4,000
Nursing Home, Shared Room $8,654
Nursing Home, Private Room $9,627
Source: Genworth 2021 Cost of Care Survey

Directory of Assisted Living Facilities in Pensacola

Our comprehensive guide to assisted living facilities in Pensacola can help you find the ideal community for yourself or a loved one. The goal of this directory is to make it easier for you to find what you’re looking for and make smart decisions that fit your specific needs and preferences. Once you have found a few assisted living facilities that seem like a good match, make sure to visit them in person. This way, you can see what kind of care they offer and get a better sense of each facility.

Summer Vista Assisted Living Community

3450 Wimbledon Dr

Opened in 2016, with bed count up to 100

Bayside Health And Rehabilitation Center

4343 Langley Avenue

Opened in 1973, with bed count up to 199

Westpointe Retirement Community Inc

5101 Northpointe Pkwy

Opened in 1996, with bed count up to 100

Northpointe Retirement Community

5100 Northpointe Parkway

Opened in 1986, with bed count up to 100

Wesley Haven Villa Inc.

111 East Wright Street

Opened in 2005, with bed count up to 75

Southern Oaks Care Center

600 W Gregory St

Opened in 1933, with bed count up to 200

Haven Of Our Lady Of Peace

1900 Summit Boulevard

Opened in 2001, with bed count up to 199

Life Care Center Of Pensacola

3291 East Olive Rd

Opened in 2006, with bed count up to 199

Rosewood Healthcare And Rehabilitation Center

3107 North H Street

Opened in 1965, with bed count up to 199

Rehabilitation Center At Park Place

1717 W Avery St

Opened in 1970, with bed count up to 199

Windermere Memory Care Inc

7901 Kipling St

Opened in 1988, with bed count up to 75

The Waterford At Carpenter’s Creek

5918 North Davis Highway

Opened in 1988, with bed count up to 200

The Blake At Pensacola Operating Company LLC

428 Airport Blvd

Opened in 2018, with bed count up to 199

Sodalis Pensacola

2310 Abbie Lane

Opened in 1999, with bed count up to 75

Inspiritas Of Pensacola

8601 N Davis Hwy

Opened in 2017, with bed count up to 100

Oakbridge Terrace At Azalea Trace

10100 Hillview Dr

Opened in 1979, with bed count up to 200

Olive Branch Health And Rehab Center

8325 University Parkway

Opened in 2017, with bed count up to 100

Solaris Healthcare Pensacola

8475 University Parkway

Opened in 1987, with bed count up to 199

Brookdale Pensacola

8700 University Parkway

Opened in 1998, with bed count up to 75

Grandview Retirement Center

1706 E Olive Road

Opened in 1989, with bed count up to 100

Arcadia Health And Rehabilitation Center

10095 Hillview Road

Bed count up to 199

University Pines

8991 University Pkwy

Opened in 1997, with bed count up to 199

The Residence

10075 Hillview Rd

Opened in 1992, with bed count up to 50

The Waterford At Creekside

9015 University Parkway

Opened in 1997, with bed count up to 100

Pensacola Nursing & Rehabilitation Center

235 West Airport Blvd

Opened in 1996, with bed count up to 199

University Hills Health And Rehabilitation

10040 Hillview Road

Opened in 1983, with bed count up to 199

Noble Senior Living At Pensacola

4916 Mobile Highway

Opened in 1997, with bed count up to 75

Whispering Pines Assisted Living Facility LLC

1030 Jojo Road

Opened in 1986, with bed count up to 15

Emerald Gardens Properties LLC

1012 N 72 Avenue

Opened in 1988, with bed count up to 75

Shelton Manor Inc

9700 Pensacola Blvd

Opened in 2020, with bed count up to 50

De Luna Health And Rehabilitation Center

9310 Fowler Ave

Opened in 2020, with bed count up to 100

Veranda Of Pensacola Inc

6982 Pine Forest Rd

Opened in 2004, with bed count up to 199

Specialty Health And Rehabilitation Center

6984 Pine Forest Road

Opened in 1991, with bed count up to 199

Homestead Village Retirement Community

7830 Pine Forest Road

Opened in 1986, with bed count up to 200

Paying for Assisted Living in Pensacola

Florida residents pay for assisted living with personal savings, insurance, home equity, or a combination of these payment options. Assisted living in Florida offers in-depth coverage of Florida-specific financial assistance programs.

Here’s a list of the resources people use to pay for assisted living:

  • Personal savings: You can use pension payments, Social Security benefits, stocks, and IRA or 401(k) accounts to pay for assisted living.
  • Long-term care insurance: If you or your loved one has a long-term care insurance policy, it’s possible to be reimbursed for the cost of long-term care. Just be sure to know the details of your policy. In some cases, there’s a 90-day out-of-pocket period before expenses can be reimbursed.
  • Medicare or Medicaid: Medicare will not cover the cost of long-term care. In most cases, Medicaid will cover the cost of personal care received when living in an assisted living facility, such as help with ADLs or medication administration, but it will not cover the cost of room and board.
  • The value of your home: You can use proceeds from the sale of your home to pay for assisted living expenses. A reverse mortgage, which allows you to borrow money using your home as security for the loan, is also an option for helping to cover costs. Always check with a trusted financial advisor before signing off on this kind of financial agreement.

More Affordable Alternatives to Assisted Living in Pensacola

Sometimes, an older person who needs help with personal care may not be able to afford the fees charged by assisted living facilities. There are also older adults who can afford assisted living, but they can’t find a facility that meets their specific needs, like a memory care unit with locked doors. If any of these situations apply to you or someone you care about, you could consider staying at home with the help of in-home care. In many cases, Medicaid is more likely to cover the costs of in-home care services than the costs of an assisted living facility.

In-home care includes:

  • Personal companions, also called homemakers, provide companionship as well as light housekeeping and some meal preparation.
  • Home health aides can help with housekeeping and can also assist you or a loved one with ADLs, such as bathing and dressing.
  • In-home nursing services must be administered by a registered nurse (RN). These services are essential for anyone who is aging in place and also needs skilled nursing for wound care or chronic illnesses like diabetes.
  • Adult day centers, which provide social activities during the day, are a great way to engage older adults who are aging at home while also offering caregivers a break from caregiver responsibilities.

Free and Low-Cost Assisted Living Resources in Pensacola

There are free resources available in Pensacola for older adults who are seeking assisted living and other forms of long-term care. Many assisted living resources are state-specific. You can learn more about Florida resources through our coverage of assisted living in Florida.

Area Agencies on Aging (AAA)

An Area Agency on Aging is a community organization created to serve the needs of all older adults in that region or area. AAA refers to the type of organization, but the names of AAAs will vary by region.

Social Security Offices

Social Security benefits often help older adults pay for the cost of assisted living. You can apply to start receiving your Social Security benefits as early as age 62. Just keep in mind that the longer you wait to start receiving benefits—up to the age of 70—the more your monthly benefit will increase. You can find a local Social Security office or apply to start receiving your Social Security benefits through the Social Security Administration website.

Conclusion

No senior living option is one-size-fits-all. When visiting assisted living facilities in Pensacola, ask lots of questions of the administration, and don’t forget to ask residents about their experiences. Make sure the community you choose is a good fit for your personal needs and preferences, and offer a home you’ll be happy to live in.

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