Key Takeaways on Assisted Living in Pensacola
- The monthly cost of assisted living in Pensacola is $4,323. This is more expensive than the Florida average monthly cost of $4,000
- There are several ways older adults can find help to cover the costs of assisted living in Pensacola, including personal savings, long-term care insurance, and Medicare or Medicaid
- Taking the time to tour assisted living facilities in Pensacola and asking questions is essential to finding the right fit for you or your loved one.
Assisted Living in Pensacola: The Big Picture
Assisted living facilities offer support for older adults who seek social interaction and value their independence, but may need help with some or all activities of daily living (ADLs) such as bathing, dressing, or eating. Those who are interested in moving to an assisted living community in Pensacola will find they have several options.
The National Center for Assisted Living reported that the state of Florida has 1,674 assisted living communities. Throughout the state, 45% of assisted living residents are over the age of 85, and 24% of residents rely on Medicaid for their long-term care.
Cost and Financial Considerations for Assisted Living in Pensacola
When you’re picking an assisted living facility, the most important thing is to make sure you or your loved one will get great care and feel comfortable. But, assisted living can be pricey, so we need to talk about money too. Here’s a rundown of the costs and how to pay for them.
Comparing the Cost of Assisted Living in Pensacola
The average monthly cost of assisted living in Pensacola is about $4,323, which is more expensive than the average monthly cost of assisted living in Florida, which is $4,000. Assisted living in Pensacola is more expensive than the national average, which is $4,500.
The Cost of Other Types of Senior Care in Pensacola
Assisted living offers three daily shared meals, social activities, assistance with medication management, and help with some daily activities. Most assisted living facilities do not provide skilled nursing. Keep in mind that there are different types of senior living and long-term care. You or your loved one might require more or less care than what is available in assisted living, and you may choose to age in your own home rather than a residential community.
In the table below, learn what you can expect to pay for other types of senior care in Florida. Keep in mind that Medicare can be used to pay for some home health aide services, and Medicaid will often cover the cost of long-term care in a nursing home. In some cases, Medicaid will cover all or part of the cost of assisted living.
Type of Care | Median Monthly Cost |
---|---|
Home Health Aide | $4,767 |
Adult Day Health Care | $1,517 |
Assisted Living Facility | $4,000 |
Nursing Home, Shared Room | $8,654 |
Nursing Home, Private Room | $9,627 |
Source: Genworth 2021 Cost of Care Survey
Directory of Assisted Living Facilities in Pensacola
Our comprehensive guide to assisted living facilities in Pensacola can help you find the ideal community for yourself or a loved one. The goal of this directory is to make it easier for you to find what you’re looking for and make smart decisions that fit your specific needs and preferences. Once you have found a few assisted living facilities that seem like a good match, make sure to visit them in person. This way, you can see what kind of care they offer and get a better sense of each facility.
Summer Vista Assisted Living Community
3450 Wimbledon Dr
Opened in 2016, with bed count up to 100
Bayside Health And Rehabilitation Center
4343 Langley Avenue
Opened in 1973, with bed count up to 199
Westpointe Retirement Community Inc
5101 Northpointe Pkwy
Opened in 1996, with bed count up to 100
Northpointe Retirement Community
5100 Northpointe Parkway
Opened in 1986, with bed count up to 100
Wesley Haven Villa Inc.
111 East Wright Street
Opened in 2005, with bed count up to 75
Southern Oaks Care Center
600 W Gregory St
Opened in 1933, with bed count up to 200
Haven Of Our Lady Of Peace
1900 Summit Boulevard
Opened in 2001, with bed count up to 199
Life Care Center Of Pensacola
3291 East Olive Rd
Opened in 2006, with bed count up to 199
Rosewood Healthcare And Rehabilitation Center
3107 North H Street
Opened in 1965, with bed count up to 199
Rehabilitation Center At Park Place
1717 W Avery St
Opened in 1970, with bed count up to 199
Windermere Memory Care Inc
7901 Kipling St
Opened in 1988, with bed count up to 75
The Waterford At Carpenter’s Creek
5918 North Davis Highway
Opened in 1988, with bed count up to 200
The Blake At Pensacola Operating Company LLC
428 Airport Blvd
Opened in 2018, with bed count up to 199
Sodalis Pensacola
2310 Abbie Lane
Opened in 1999, with bed count up to 75
Inspiritas Of Pensacola
8601 N Davis Hwy
Opened in 2017, with bed count up to 100
Oakbridge Terrace At Azalea Trace
10100 Hillview Dr
Opened in 1979, with bed count up to 200
Olive Branch Health And Rehab Center
8325 University Parkway
Opened in 2017, with bed count up to 100
Solaris Healthcare Pensacola
8475 University Parkway
Opened in 1987, with bed count up to 199
Brookdale Pensacola
8700 University Parkway
Opened in 1998, with bed count up to 75
Grandview Retirement Center
1706 E Olive Road
Opened in 1989, with bed count up to 100
Arcadia Health And Rehabilitation Center
10095 Hillview Road
Bed count up to 199
University Pines
8991 University Pkwy
Opened in 1997, with bed count up to 199
The Residence
10075 Hillview Rd
Opened in 1992, with bed count up to 50
The Waterford At Creekside
9015 University Parkway
Opened in 1997, with bed count up to 100
Pensacola Nursing & Rehabilitation Center
235 West Airport Blvd
Opened in 1996, with bed count up to 199
University Hills Health And Rehabilitation
10040 Hillview Road
Opened in 1983, with bed count up to 199
Noble Senior Living At Pensacola
4916 Mobile Highway
Opened in 1997, with bed count up to 75
Whispering Pines Assisted Living Facility LLC
1030 Jojo Road
Opened in 1986, with bed count up to 15
Emerald Gardens Properties LLC
1012 N 72 Avenue
Opened in 1988, with bed count up to 75
Shelton Manor Inc
9700 Pensacola Blvd
Opened in 2020, with bed count up to 50
De Luna Health And Rehabilitation Center
9310 Fowler Ave
Opened in 2020, with bed count up to 100
Veranda Of Pensacola Inc
6982 Pine Forest Rd
Opened in 2004, with bed count up to 199
Specialty Health And Rehabilitation Center
6984 Pine Forest Road
Opened in 1991, with bed count up to 199
Homestead Village Retirement Community
7830 Pine Forest Road
Opened in 1986, with bed count up to 200
Paying for Assisted Living in Pensacola
Florida residents pay for assisted living with personal savings, insurance, home equity, or a combination of these payment options. Assisted living in Florida offers in-depth coverage of Florida-specific financial assistance programs.
Here’s a list of the resources people use to pay for assisted living:
- Personal savings: You can use pension payments, Social Security benefits, stocks, and IRA or 401(k) accounts to pay for assisted living.
- Long-term care insurance: If you or your loved one has a long-term care insurance policy, it’s possible to be reimbursed for the cost of long-term care. Just be sure to know the details of your policy. In some cases, there’s a 90-day out-of-pocket period before expenses can be reimbursed.
- Medicare or Medicaid: Medicare will not cover the cost of long-term care. In most cases, Medicaid will cover the cost of personal care received when living in an assisted living facility, such as help with ADLs or medication administration, but it will not cover the cost of room and board.
- The value of your home: You can use proceeds from the sale of your home to pay for assisted living expenses. A reverse mortgage, which allows you to borrow money using your home as security for the loan, is also an option for helping to cover costs. Always check with a trusted financial advisor before signing off on this kind of financial agreement.
More Affordable Alternatives to Assisted Living in Pensacola
Sometimes, an older person who needs help with personal care may not be able to afford the fees charged by assisted living facilities. There are also older adults who can afford assisted living, but they can’t find a facility that meets their specific needs, like a memory care unit with locked doors. If any of these situations apply to you or someone you care about, you could consider staying at home with the help of in-home care. In many cases, Medicaid is more likely to cover the costs of in-home care services than the costs of an assisted living facility.
In-home care includes:
- Personal companions, also called homemakers, provide companionship as well as light housekeeping and some meal preparation.
- Home health aides can help with housekeeping and can also assist you or a loved one with ADLs, such as bathing and dressing.
- In-home nursing services must be administered by a registered nurse (RN). These services are essential for anyone who is aging in place and also needs skilled nursing for wound care or chronic illnesses like diabetes.
- Adult day centers, which provide social activities during the day, are a great way to engage older adults who are aging at home while also offering caregivers a break from caregiver responsibilities.
Free and Low-Cost Assisted Living Resources in Pensacola
There are free resources available in Pensacola for older adults who are seeking assisted living and other forms of long-term care. Many assisted living resources are state-specific. You can learn more about Florida resources through our coverage of assisted living in Florida.
Area Agencies on Aging (AAA)
An Area Agency on Aging is a community organization created to serve the needs of all older adults in that region or area. AAA refers to the type of organization, but the names of AAAs will vary by region.
Social Security Offices
Social Security benefits often help older adults pay for the cost of assisted living. You can apply to start receiving your Social Security benefits as early as age 62. Just keep in mind that the longer you wait to start receiving benefits—up to the age of 70—the more your monthly benefit will increase. You can find a local Social Security office or apply to start receiving your Social Security benefits through the Social Security Administration website.
Conclusion
No senior living option is one-size-fits-all. When visiting assisted living facilities in Pensacola, ask lots of questions of the administration, and don’t forget to ask residents about their experiences. Make sure the community you choose is a good fit for your personal needs and preferences, and offer a home you’ll be happy to live in.