Assisted Living in Miami, FL

Key Takeaways on Assisted Living in Miami

  • The monthly cost of assisted living in Miami is $4,385. This is more expensive than the Florida average monthly cost of $4,000
  • There are several ways older adults can find help to cover the costs of assisted living in Miami, including personal savings, long-term care insurance, and Medicare or Medicaid
  • Taking the time to tour assisted living facilities in Miami and asking questions is essential to finding the right fit for you or your loved one.
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Assisted Living in Miami: The Big Picture

Assisted living in Florida

Assisted living facilities offer support for older adults who seek social interaction and value their independence, but may need help with some or all activities of daily living (ADLs) such as bathing, dressing, or eating. Those who are interested in moving to an assisted living community in Miami will find they have several options.

The National Center for Assisted Living reported that the state of Florida has 1,674 assisted living communities. Throughout the state, 45% of assisted living residents are over the age of 85, and 24% of residents rely on Medicaid for their long-term care.

Cost and Financial Considerations for Assisted Living in Miami

Choosing an assisted living facility is mostly about making sure you or your loved one gets good care and feels comfortable. But assisted living can be expensive, so it’s important to talk about money too. This is a look at how much assisted living costs and ways to pay for it.

Comparing the Cost of Assisted Living in Miami

The average monthly cost of assisted living in Miami is about $4,385, which is more expensive than the average monthly cost of assisted living in Florida, which is $4,000. Assisted living in Miami is more expensive than the national average, which is $4,500.

The Cost of Other Types of Senior Care in Miami

Assisted living offers three shared meals each day, along with social activities and assistance with managing medication and certain daily tasks. However, it’s essential to note that most assisted living facilities do not have skilled nursing services. It’s important to remember that there are various options for senior living and long-term care. You or your loved one might require more or less care than what’s available in assisted living, and you might prefer staying at home rather than in a residential community as you get older.

In the table below, learn what you can expect to pay for other types of senior care in Florida. Keep in mind that Medicare can be used to pay for some home health aide services, and Medicaid will often cover the cost of long-term care in a nursing home. In some cases, Medicaid will cover all or part of the cost of assisted living.

Type of Care Median Monthly Cost
Home Health Aide $4,767
Adult Day Health Care $1,517
Assisted Living Facility $4,000
Nursing Home, Shared Room $8,654
Nursing Home, Private Room $9,627
Source: Genworth 2021 Cost of Care Survey

Directory of Assisted Living Facilities in Miami

Our comprehensive guide to assisted living facilities in Miami can help you find the ideal community for yourself or a loved one. The goal of this directory is to make it easier for you to find what you’re looking for and make smart choices based on your own needs and preferences. Once you find the assisted living facilities that match your needs, make sure to visit them in person. This way, you can get a better sense of the care they provide.

Golden Glades Nursing & Rehab Center

220 Sierra Dr

Opened in 1984, with bed count up to 199

Golden Glades Nursing & Rehab Center

220 Sierra Dr

Opened in 1984, with bed count up to 199

Cross Gardens Care Center

190 NE 191st St

Opened in 1992, with bed count up to 199

Hampton Court Nursing & Rehabilitation Center

16100 NW 2nd Ave

Opened in 1990, with bed count up to 199

Livewell at Courtyard Plaza

15520 NW 2nd Ave

Opened in 1986, with bed count up to 75

Regents Park at Aventura

18905 NE 25th Ave

Opened in 1984, with bed count up to 199

Pines Nursing Home

301 NE 141st St

Opened in 1962, with bed count up to 50

Claridge House: Dade County Convalescent

13900 NE 3rd Ct

Opened in 1985, with bed count up to 200

Fountainhead Nursing & Convalescent Home

390 NE 135th St

Opened in 1967, with bed count up to 199

Hialeah Shores Nursing & Rehab Center

8785 NW 32nd Ave

Opened in 1983, with bed count up to 199

Shoreside Health and Rehabilitation Center

201 NE 112th St

Opened in 1989, with bed count up to 199

Azure Shores Rehabilitation

800 NW 95th St

Opened in 1997, with bed count up to 199

Miami Shore Nursing Home

9380 NW 7th Ave

Opened in 1980, with bed count up to 100

Kendall Lakes Health and Rehabilitation Center

5280 SW 157th Ave

Opened in 2019, with bed count up to 199

The Contemporary

9101 Southwest 24th Street

Opened in 2022, with bed count up to 100

Palmetto Subacute Care Center Inc

7600 SW 8th St

Opened in 1996, with bed count up to 100

Residential Plaza At Blue Lagoon

5617 NW 7th St

Opened in 1990, with bed count up to 199

Coral Gables Nursing And Rehabilitation Center

7060 SW 8th St

Opened in 1974, with bed count up to 100

The Residences of Miami

9355 SW 158th Avenue

Opened in 2016, with bed count up to 199

Jackson Memorial Long Term Care Center

2500 NW 22nd Ave

Opened in 1963, with bed count up to 199

West Gables Health Care Center

2525 SW 75th Ave

Opened in 1988, with bed count up to 75

Miami Jewish Home

5100 NE 2nd Ave

Opened in 1945, with bed count up to 200

Unity Health and Rehab Center

1404 NW 22nd St

Opened in 1985, with bed count up to 200

NSPIRE Health Care Kendall

9400 SW 137th Ave

Opened in 1986, with bed count up to 199

Floridean Nursing & Rehab Center, The

47 NW 32nd Pl

Opened in 1944, with bed count up to 100

Bay Oaks Historic Retirement Residence

435 NE 34th St

Opened in 1947, with bed count up to 50

Jackson Plaza Nursing Home

1861 NW 8th Ave

Opened in 2001, with bed count up to 199

University Health & Rehabilitation Center

724 NW 19th St

Opened in 2013, with bed count up to 199

The Palace Suites

11377 SW 84th St

Opened in 1991, with bed count up to 200

Victoria Nursing & Rehab Center

955 NW 3rd St

Opened in 1972, with bed count up to 200

Riverside Care Center

899 NW 4th St

Opened in 1983, with bed count up to 199

Harmony Health Center

9820 N Kendall Dr

Opened in 2004, with bed count up to 200

Harmony Health Center

9820 N Kendall Dr

Opened in 2004, with bed count up to 200

Ponce Plaza Rehabilitation and Nursing Center

335 SW 12th Ave

Opened in 2000, with bed count up to 199

Mirabelle

7400 SW 88th Street

Opened in 2019, with bed count up to 200

Seasons Gardens Senior Residence

17250 SW 137th Ave

Opened in 1998, with bed count up to 100

Coral Reef Sub Acute Care Center

9869 SW 152nd St

Opened in 1998, with bed count up to 199

The Oasis at Coral Reef

15005-15060 SW 97 Avenue

Opened in 2023, with bed count up to 200

St. Anne’s Nursing Center and Residence

11855 Quail Roost Dr

Opened in 1981, with bed count up to 200

South Dade Nursing and Rehabilitation Center

17475 S Dixie Hwy

Opened in 1993, with bed count up to 199

South Dade Nursing and Rehabilitation Center

17475 S Dixie Hwy

Opened in 1993, with bed count up to 199

Jackson Memorial Perdue Medical Center

19590 Old Cutler Road

Opened in 1970, with bed count up to 199

Paying for Assisted Living in Miami

Florida residents pay for assisted living with personal savings, insurance, home equity, or a combination of these payment options. Assisted living in Florida offers in-depth coverage of Florida-specific financial assistance programs.

Here’s a list of the resources people use to pay for assisted living:

  • Personal savings: You can use pension payments, Social Security benefits, stocks, and IRA or 401(k) accounts to pay for assisted living.
  • Long-term care insurance: If you or your loved one has a long-term care insurance policy, it’s possible to be reimbursed for the cost of long-term care. Just be sure to know the details of your policy. In some cases, there’s a 90-day out-of-pocket period before expenses can be reimbursed.
  • Medicare or Medicaid: Medicare will not cover the cost of long-term care. In most cases, Medicaid will cover the cost of personal care received when living in an assisted living facility, such as help with ADLs or medication administration, but it will not cover the cost of room and board.
  • The value of your home: You can use proceeds from the sale of your home to pay for assisted living expenses. A reverse mortgage, which allows you to borrow money using your home as security for the loan, is also an option for helping to cover costs. Always check with a trusted financial advisor before signing off on this kind of financial agreement.

More Affordable Alternatives to Assisted Living in Miami

Sometimes, an older person who needs help with personal care may not have enough money to pay for assisted living. Other times, they may have enough money but can’t find a facility that matches their needs, like one with a locked memory care unit. If you or someone you know is in either of these situations, you could think about staying at home and getting help from in-home care. Usually, Medicaid is more likely to cover the cost of in-home care services than the cost of staying at an assisted living facility.

In-home care includes:

  • Personal companions, also called homemakers, provide companionship as well as light housekeeping and some meal preparation.
  • Home health aides can help with housekeeping and can also assist you or a loved one with ADLs, such as bathing and dressing.
  • In-home nursing services must be administered by a registered nurse (RN). These services are essential for anyone who is aging in place and also needs skilled nursing for wound care or chronic illnesses like diabetes.
  • Adult day centers, which provide social activities during the day, are a great way to engage older adults who are aging at home while also offering caregivers a break from caregiver responsibilities.

Free and Low-Cost Assisted Living Resources in Miami

There are free resources available in Miami for older adults who are seeking assisted living and other forms of long-term care. Many assisted living resources are state-specific. You can learn more about Florida resources through our coverage of assisted living in Florida.

Area Agencies on Aging (AAA)

An Area Agency on Aging is a community organization created to serve the needs of all older adults in that region or area. AAA refers to the type of organization, but the names of AAAs will vary by region.

Social Security Offices

Social Security benefits often help older adults pay for the cost of assisted living. You can apply to start receiving your Social Security benefits as early as age 62. Just keep in mind that the longer you wait to start receiving benefits—up to the age of 70—the more your monthly benefit will increase. You can find a local Social Security office or apply to start receiving your Social Security benefits through the Social Security Administration website.

Conclusion

No senior living option is one-size-fits-all. When visiting assisted living facilities in Miami, ask lots of questions of the administration, and don’t forget to ask residents about their experiences. Make sure the community you choose is a good fit for your personal needs and preferences, and offer a home you’ll be happy to live in.

Other Cities worth considering: