Key Takeaways on Assisted Living in Miami
- The monthly cost of assisted living in Miami is $4,385. This is more expensive than the Florida average monthly cost of $4,000
- There are several ways older adults can find help to cover the costs of assisted living in Miami, including personal savings, long-term care insurance, and Medicare or Medicaid
- Taking the time to tour assisted living facilities in Miami and asking questions is essential to finding the right fit for you or your loved one.
Assisted Living in Miami: The Big Picture
Assisted living facilities offer support for older adults who seek social interaction and value their independence, but may need help with some or all activities of daily living (ADLs) such as bathing, dressing, or eating. Those who are interested in moving to an assisted living community in Miami will find they have several options.
The National Center for Assisted Living reported that the state of Florida has 1,674 assisted living communities. Throughout the state, 45% of assisted living residents are over the age of 85, and 24% of residents rely on Medicaid for their long-term care.
Cost and Financial Considerations for Assisted Living in Miami
Choosing an assisted living facility is mostly about making sure you or your loved one gets good care and feels comfortable. But assisted living can be expensive, so it’s important to talk about money too. This is a look at how much assisted living costs and ways to pay for it.
Comparing the Cost of Assisted Living in Miami
The average monthly cost of assisted living in Miami is about $4,385, which is more expensive than the average monthly cost of assisted living in Florida, which is $4,000. Assisted living in Miami is more expensive than the national average, which is $4,500.
The Cost of Other Types of Senior Care in Miami
Assisted living offers three shared meals each day, along with social activities and assistance with managing medication and certain daily tasks. However, it’s essential to note that most assisted living facilities do not have skilled nursing services. It’s important to remember that there are various options for senior living and long-term care. You or your loved one might require more or less care than what’s available in assisted living, and you might prefer staying at home rather than in a residential community as you get older.
In the table below, learn what you can expect to pay for other types of senior care in Florida. Keep in mind that Medicare can be used to pay for some home health aide services, and Medicaid will often cover the cost of long-term care in a nursing home. In some cases, Medicaid will cover all or part of the cost of assisted living.
Type of Care | Median Monthly Cost |
---|---|
Home Health Aide | $4,767 |
Adult Day Health Care | $1,517 |
Assisted Living Facility | $4,000 |
Nursing Home, Shared Room | $8,654 |
Nursing Home, Private Room | $9,627 |
Source: Genworth 2021 Cost of Care Survey
Directory of Assisted Living Facilities in Miami
Our comprehensive guide to assisted living facilities in Miami can help you find the ideal community for yourself or a loved one. The goal of this directory is to make it easier for you to find what you’re looking for and make smart choices based on your own needs and preferences. Once you find the assisted living facilities that match your needs, make sure to visit them in person. This way, you can get a better sense of the care they provide.
Golden Glades Nursing & Rehab Center
220 Sierra Dr
Opened in 1984, with bed count up to 199
Golden Glades Nursing & Rehab Center
220 Sierra Dr
Opened in 1984, with bed count up to 199
Cross Gardens Care Center
190 NE 191st St
Opened in 1992, with bed count up to 199
Hampton Court Nursing & Rehabilitation Center
16100 NW 2nd Ave
Opened in 1990, with bed count up to 199
Livewell at Courtyard Plaza
15520 NW 2nd Ave
Opened in 1986, with bed count up to 75
Regents Park at Aventura
18905 NE 25th Ave
Opened in 1984, with bed count up to 199
Pines Nursing Home
301 NE 141st St
Opened in 1962, with bed count up to 50
Claridge House: Dade County Convalescent
13900 NE 3rd Ct
Opened in 1985, with bed count up to 200
Fountainhead Nursing & Convalescent Home
390 NE 135th St
Opened in 1967, with bed count up to 199
Hialeah Shores Nursing & Rehab Center
8785 NW 32nd Ave
Opened in 1983, with bed count up to 199
Shoreside Health and Rehabilitation Center
201 NE 112th St
Opened in 1989, with bed count up to 199
Azure Shores Rehabilitation
800 NW 95th St
Opened in 1997, with bed count up to 199
Miami Shore Nursing Home
9380 NW 7th Ave
Opened in 1980, with bed count up to 100
Kendall Lakes Health and Rehabilitation Center
5280 SW 157th Ave
Opened in 2019, with bed count up to 199
The Contemporary
9101 Southwest 24th Street
Opened in 2022, with bed count up to 100
Palmetto Subacute Care Center Inc
7600 SW 8th St
Opened in 1996, with bed count up to 100
Residential Plaza At Blue Lagoon
5617 NW 7th St
Opened in 1990, with bed count up to 199
Coral Gables Nursing And Rehabilitation Center
7060 SW 8th St
Opened in 1974, with bed count up to 100
The Residences of Miami
9355 SW 158th Avenue
Opened in 2016, with bed count up to 199
Jackson Memorial Long Term Care Center
2500 NW 22nd Ave
Opened in 1963, with bed count up to 199
West Gables Health Care Center
2525 SW 75th Ave
Opened in 1988, with bed count up to 75
Miami Jewish Home
5100 NE 2nd Ave
Opened in 1945, with bed count up to 200
Unity Health and Rehab Center
1404 NW 22nd St
Opened in 1985, with bed count up to 200
NSPIRE Health Care Kendall
9400 SW 137th Ave
Opened in 1986, with bed count up to 199
Floridean Nursing & Rehab Center, The
47 NW 32nd Pl
Opened in 1944, with bed count up to 100
Bay Oaks Historic Retirement Residence
435 NE 34th St
Opened in 1947, with bed count up to 50
Jackson Plaza Nursing Home
1861 NW 8th Ave
Opened in 2001, with bed count up to 199
University Health & Rehabilitation Center
724 NW 19th St
Opened in 2013, with bed count up to 199
The Palace Suites
11377 SW 84th St
Opened in 1991, with bed count up to 200
Victoria Nursing & Rehab Center
955 NW 3rd St
Opened in 1972, with bed count up to 200
Riverside Care Center
899 NW 4th St
Opened in 1983, with bed count up to 199
Harmony Health Center
9820 N Kendall Dr
Opened in 2004, with bed count up to 200
Harmony Health Center
9820 N Kendall Dr
Opened in 2004, with bed count up to 200
Ponce Plaza Rehabilitation and Nursing Center
335 SW 12th Ave
Opened in 2000, with bed count up to 199
Mirabelle
7400 SW 88th Street
Opened in 2019, with bed count up to 200
Seasons Gardens Senior Residence
17250 SW 137th Ave
Opened in 1998, with bed count up to 100
Coral Reef Sub Acute Care Center
9869 SW 152nd St
Opened in 1998, with bed count up to 199
The Oasis at Coral Reef
15005-15060 SW 97 Avenue
Opened in 2023, with bed count up to 200
St. Anne’s Nursing Center and Residence
11855 Quail Roost Dr
Opened in 1981, with bed count up to 200
South Dade Nursing and Rehabilitation Center
17475 S Dixie Hwy
Opened in 1993, with bed count up to 199
South Dade Nursing and Rehabilitation Center
17475 S Dixie Hwy
Opened in 1993, with bed count up to 199
Jackson Memorial Perdue Medical Center
19590 Old Cutler Road
Opened in 1970, with bed count up to 199
Paying for Assisted Living in Miami
Florida residents pay for assisted living with personal savings, insurance, home equity, or a combination of these payment options. Assisted living in Florida offers in-depth coverage of Florida-specific financial assistance programs.
Here’s a list of the resources people use to pay for assisted living:
- Personal savings: You can use pension payments, Social Security benefits, stocks, and IRA or 401(k) accounts to pay for assisted living.
- Long-term care insurance: If you or your loved one has a long-term care insurance policy, it’s possible to be reimbursed for the cost of long-term care. Just be sure to know the details of your policy. In some cases, there’s a 90-day out-of-pocket period before expenses can be reimbursed.
- Medicare or Medicaid: Medicare will not cover the cost of long-term care. In most cases, Medicaid will cover the cost of personal care received when living in an assisted living facility, such as help with ADLs or medication administration, but it will not cover the cost of room and board.
- The value of your home: You can use proceeds from the sale of your home to pay for assisted living expenses. A reverse mortgage, which allows you to borrow money using your home as security for the loan, is also an option for helping to cover costs. Always check with a trusted financial advisor before signing off on this kind of financial agreement.
More Affordable Alternatives to Assisted Living in Miami
Sometimes, an older person who needs help with personal care may not have enough money to pay for assisted living. Other times, they may have enough money but can’t find a facility that matches their needs, like one with a locked memory care unit. If you or someone you know is in either of these situations, you could think about staying at home and getting help from in-home care. Usually, Medicaid is more likely to cover the cost of in-home care services than the cost of staying at an assisted living facility.
In-home care includes:
- Personal companions, also called homemakers, provide companionship as well as light housekeeping and some meal preparation.
- Home health aides can help with housekeeping and can also assist you or a loved one with ADLs, such as bathing and dressing.
- In-home nursing services must be administered by a registered nurse (RN). These services are essential for anyone who is aging in place and also needs skilled nursing for wound care or chronic illnesses like diabetes.
- Adult day centers, which provide social activities during the day, are a great way to engage older adults who are aging at home while also offering caregivers a break from caregiver responsibilities.
Free and Low-Cost Assisted Living Resources in Miami
There are free resources available in Miami for older adults who are seeking assisted living and other forms of long-term care. Many assisted living resources are state-specific. You can learn more about Florida resources through our coverage of assisted living in Florida.
Area Agencies on Aging (AAA)
An Area Agency on Aging is a community organization created to serve the needs of all older adults in that region or area. AAA refers to the type of organization, but the names of AAAs will vary by region.
Social Security Offices
Social Security benefits often help older adults pay for the cost of assisted living. You can apply to start receiving your Social Security benefits as early as age 62. Just keep in mind that the longer you wait to start receiving benefits—up to the age of 70—the more your monthly benefit will increase. You can find a local Social Security office or apply to start receiving your Social Security benefits through the Social Security Administration website.
Conclusion
No senior living option is one-size-fits-all. When visiting assisted living facilities in Miami, ask lots of questions of the administration, and don’t forget to ask residents about their experiences. Make sure the community you choose is a good fit for your personal needs and preferences, and offer a home you’ll be happy to live in.